A staggering 1.9 million foreclosures were filed in 2011, according to Realtytrac. The statistics don’t say how many families were involved, but clearly that’s a lot of people losing their homes. For most of us, housing is the single biggest item in our monthly expenses—making it especially hard to keep up with rent or mortgage payments. A financial problem could make losing your home a reality. So let’s examine some creative housing solutions that can keep you from becoming homeless.

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